Saint Genest Lerpt Ancienne

At the gates of Lyon — Character property of 265 m², park with century-old trees and swimming pool — Occupied life annuity WITHOUT RENT

About an hour from Lyon (≈ 70 km via A47/A7), treat yourself to an address that the metropolis no longer offers at this price. More and more Lyon residents are seeking space, tranquility, and the charm of stone, at prices incomparable to those in the city.

This property, nestled in one of the most sought-after residential towns in western Saint-Étienne, has it all. Imagine: a 1900 home with generous volumes, exposed beams, and a monumental fireplace, set in the heart of a landscaped park of 5,824 m² planted with century-old trees, featuring paths, a fountain, and an 11 × 6 m swimming pool.

- 265 m² of living space
- 8 rooms
- 3 bedrooms including a master suite
- Separate fitted and equipped kitchen
- Three terraces opening onto greenery (155 m²)
- Garage and lean-to complete the property

The charm of the old, preserved, in a rare natural setting at this distance from Lyon. And a smart way to acquire it: an occupied life annuity, without rent. One single payment, no monthly fees, no rent uncertainty — you build an exceptional asset at a price below its free market value.

Conditions (one life tenant, no rent):
- Free market value: €692,000
- Occupied value: €440,804
- Price paid, including agency fees: €485,784
- Seller’s age: 84 years — well occupied and maintained by the owner

In concrete terms, you acquire, fees included, for €485,784 a property valued at €692,000 free: a difference of €206,216 that you receive upon the property’s release. All this without rent to pay and without management worries.

Announcement written under the editorial responsibility of Eric Salles, real estate agent registered with the Paris Chamber of Commerce under number ADC [hidden information], agent of SAS MyFactotum.

Energy Performance Certificate (DPE): Energy class D, Climate class D; estimated annual energy expenses between €4,460 and €6,090 (reference 2021-2023, subscriptions included).

Risk information: [hidden information]

Down payment €485,784. Fees included of 6.5% VAT charged to the buyer. Down payment excluding fees €440,804.

Estimated annual energy expenses for standard use: between €4,460.00 and €6,090.00 for the years 2021, 2022, and 2023 (subscriptions included).

Information on risks to which this property is exposed is available on the Géorisques website: [hidden information].

Your MYFACTOTUM advisor: Life Annuity Expert Agent - Eric SALLES.

MyFactotum SAS with capital of €1,500, registered with the Paris Trade and Companies Register under number [hidden information] - APE 6831Z, located at 128 rue la Boétie 75008 Paris.

CPI75012020000045472
Information on the risks to which this property is exposed is available on the Géorisques website: https://www.georisques.gouv.fr/