Opportunity For Sale With Free Term T4 Apartment 118m2 In Ainay

OPPORTUNITY FOR SALE WITH FREE TERM, THIS IS NOT A VIAGER!
The free term sale is a type of real estate transaction where the buyer pays part of the sale price in cash, called a ”bouquet,” and the remainder in several installments over a specified period.
Unlike other types of sales (for example, viager), the property is immediately available to the buyer upon signing the deed of sale, and the purchase price is known and fixed in advance.
Terms of the free term sale:
Property sold free: immediate enjoyment (to make it your primary residence, secondary residence, or a rental investment)
Property value: €625,000 agency fees included
Bouquet: €475,000 HAI to be paid in cash at the notary
Monthly payment: €2,500 x 60 months (5 years), without indexation
Standard notary fees based on the market value of the property of €625,000
Advantages of the free term sale:
Become an owner without going through a traditional bank loan
Secure staggered payment over time
Ability to occupy or rent the property immediately
Ideal for optimizing your investment and cash flow
Ideally located between Place Bellecour and Ampère Victor Hugo, in the sought-after Ainay district, in absolute calm, come discover this 118m2 apartment located alone on the 3rd landing of a well-maintained small building.
This property currently consists of an entrance leading to the kitchen, living room, dining room, bathroom, and three bedrooms.
All the charm of the old is present with parquet flooring, fireplace, high ceilings...
Renovation work is to be expected in the kitchen, bathroom, and electrical system.
Good energy performance rating of D, no lead, no asbestos, no anomalies in the gas installation.
A rare product to discover without delay. The apartment has 198/1000ths of the general common areas. The condominium fees amount to €140/month.
For more information or to discover this property, contact your HAMAC Patrimoine agency now.
Hamac offers you the estimation of your property.
Do not confuse with a viager!
The property is sold free of any occupation.
This real estate advertisement has been drafted under the editorial responsibility of Raphaël LASBATX, Commercial real estate agent (without holding funds) registered with the RSAC of LYON under number [hidden information], holder of the collaborator’s certificate on behalf of Hamac Investissements et Patrimoine.
Information on the risks to which this property is exposed is available on the Géorisques website: https://www.georisques.gouv.fr/