Riom Bourgeoise

REAL ESTATE SALE with reserved Right of Use and Habitation for the sellers: a couple aged 86, and FREE TERM SALE over 10 years for the professional space on the ground floor. Historic heart of RIOM, magnificent 18th-century HOTEL PARTICULIER on 3 levels with approximately 400 m² of living space. Features: - Garage - Barn - Interior courtyard - Walled land totaling 869 m² Ground floor, courtyard side: - Entrance - Boiler room - WC - Covered interior courtyard providing access to 2 large vaulted cellars and a gym room. Ground floor, street side: - PROFESSIONAL SPACE of 130 m² (sold as free term sale, available for use or rental). - Large hall with workspace - Meeting room with closets - Office about 30 m² - Office of 9 m² overlooking an interior courtyard - Large room + 24 m² - Living area - Kitchen corner - WC compliant with standards First floor apartment (sold as occupied life annuity with lump sum): - Large landing leading to a spacious living/dining room over 60 m² - Office over 27 m² - Beautiful fully equipped kitchen over 21 m² - Laundry room with WC - Music room 9 m² - Lounge of 31 m² with access to a beautiful private terrace Second floor: - Large master bedroom over 26 m² with bathroom and dressing room - 5 bedrooms, two with mezzanine - Large playroom/library over 23 m² - Large bathroom with shower, bathtub, and WC OUTBUILDINGS: - Large garage over 60 m² - Large barn (former stable) on 2 levels totaling over 165 m² - Large vaulted cellar - Garden Tasteful renovation about 10 years ago. Wood double-glazed windows. Gas boiler. Located in the sought-after historic district of RIOM, this property has all the qualities to charm you. The property is sold in two inseparable forms: 1- Real estate sale with reserved right of use and habitation (occupied life annuity with lump sum) benefiting the sellers, a couple aged 86. You become the owner of this property while the sellers retain the right of use and habitation for life, paying on the day of sale (excluding deed fees): - LUMP SUM of €499,000 including negotiation fees (free full ownership value: €750,000). 2- Free term sale over 10 years for the 130 m² professional space: You become full owner of this professional space (change of use possible if the right of use and habitation is abandoned), which you can use or rent by paying on the day of sale: - PRICE €36,000 including negotiation fees and a MONTHLY PAYMENT: €750/month for 10 years (market value in full ownership: €126,000 including fees). Possible rental income from professional lease: + €1,200. Cash payment possible for the professional part. Total lump sum €541,500 including fees of 3.13% VAT payable by the buyer. Lump sum excluding fees €514,250. In a co-ownership of 3 lots. No ongoing legal proceedings. Energy class D, Climate class D. Estimated average annual energy expenses for standard use, based on 2021 energy prices: between €3,605.00 and €4,878.00. Information on risks related to this property is available on the Géorisques website.
Information on the risks to which this property is exposed is available on the Géorisques website: https://www.georisques.gouv.fr/