Châtelaillon Plage House

Rare opportunity in the Châtelaillon-Plage area!

Just a 5-minute walk from the train station and about 10 minutes from the beach and town center shops, discover this pleasant house of approximately 130 m², in excellent condition, located in a quiet and residential environment.

Key investment figures:

- Free market value: €540,000
- Investor discount: 53.63%
- Initial lump sum including fees: €121,400
- Net seller lump sum: €89,000
- Monthly annuity: €871
- Sellers: Mrs. 73 years old and Mr. 76 years old
- Property tax: €1,280/year
- Energy performance rating: C
- Fees: €32,400 including tax, payable by the buyer

A family home in excellent condition

The ground floor includes an entrance leading to a lovely living room with a workspace, followed by a dining room.

An open, fitted and equipped kitchen, complemented by a second kitchen, offers a functional and friendly space.

A space with a toilet and shower completes this level.

Upstairs, you will find 3 bedrooms, a bathroom, and a large living area offering generous volumes and many layout possibilities.

Outside, the property features many quality amenities: seating area, dining corner, pergola, jacuzzi... A true relaxation space that nicely complements the house.

A sought-after location

Châtelaillon-Plage enjoys a privileged location in Charente-Maritime, appreciated for its beach, seaside architecture, and proximity to La Rochelle.

Everything is easily accessible here: train station, shops, beach, and services, while enjoying the calm of a residential street.

The principle of occupied life annuity

The purchase is made with a lump sum of €89,000 net to the seller, plus acquisition fees, and a monthly annuity of €871.

In exchange for this occupation, the buyer benefits from a significant discount on the free market value of the property, here estimated at 53.63%.

The sellers retain their right of use and habitation for life. Minor routine maintenance remains their responsibility.

In the event of the sellers’ permanent departure, notably for entry into a nursing home, the property becomes free. According to the contract terms, the annuity is then increased by 30%, allowing the buyer to occupy the property or rent it out.

The property tax of €1,280 per year, as well as any major repairs which are the buyer’s responsibility, should be considered in the investment.

A patrimonial acquisition to consider

With a free market value of €540,000, a 53.63% discount, and a sought-after location near La Rochelle, this property represents an interesting patrimonial opportunity for an investor seeking a discounted long-term real estate acquisition.

Would you like to receive the full investment presentation, detailed life annuity calculation, and sales conditions?

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For more photos and information (measurements, property tax, etc.), find the full listing on our website and, for a visit, contact Maxime, your agent available 7 days a week.

Fees payable by the buyer

”According to article [hidden information] of the Monetary and Financial Code, for organizing the visit, presentation of an identity document will be required.
This announcement was prepared under the editorial responsibility of Combaud Maxime, acting as a commercial agent, registered with RSAC: 848 990 545, with SAS PAMPA IMMO, capital €2,500,
31 Route des Clous, 18110 Vasselay;
SIRET [hidden information].
Professional real estate and business transaction card (T) no.: CPI18012023000000006, issued by the CCI of Cher.
Professional liability insurance contract RCP_01_510576 subscribed with GALIAN-SMABTP
COMBAUD Maxime (EI) – Commercial Agent
RSAC number:
Information on the risks to which this property is exposed is available on the Géorisques website: https://www.georisques.gouv.fr/