Residenza Unifamiliare A Panama City

Quick closing incentive with illustrative first-year payment rates as low as 3.75% for qualified VA buyers with builder’s preferred lender! See financing example and qualifications below.

SweetBay Welcome Center & builder model homes open Daily. The Santa Rosa plan by Harris Doyle Homes in waterfront SweetBay’s newest phase, Indigo Lakes! This popular home offers plenty of living space & room to entertain with an expansive Great Room, separate dining area and covered rear lanai. The second floor features balcony access! This large lakefront homesite features a 3-car garage. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay and Gulf access, boat launch for kayaking, private beach, paddle boarding, fishing, parks, junior olympic resort pool complexes, fire pits, grilling areas, sports court, miles of trails, Publix-anchored town center and future amenities including a marina! New home buyers even get priority access to top-rated University Academy, the #2 K-8 school in the state of Florida!

VA financing example: 780 credit score, 0% down, with $30,000 used for seller-paid discount points toward a permanent rate buydown, plus a separate 2/1 temporary buydown through Silverton Mortgage. Illustrative payment rates: 3.75% in year one, 4.75% in year two and 5.75% in years 3-30; 5.773% APR. Payments increase after years one and two. Based on lender ballpark estimates as of October 29, 2026, not a current rate quote or loan commitment. Actual rates vary with credit score, down payment and market conditions. Subject to credit approval, VA eligibility, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity.