Unifamiliare Indipendente Navarra

Tucked beneath a canopy of mature oak trees along the peaceful Bay location - this extraordinary waterfront residence is the definition of refined coastal living--where thoughtful design meets uncompromising quality and every detail has already been elevated for the next owner.

From the moment you arrive, the presence is undeniable. A newly completed driveway, sidewalk, and dedicated boat trailer parking pad (2023) set the tone, while the exterior showcases durable James Hardie board siding (2021), new gutters (2022), and a 30-year architectural roof (2022). Step inside and you’ll immediately feel the care and craftsmanship poured into this home--every interior door, trim piece, and hardware selection has been completely updated, creating a cohesive and elevated aesthetic throughout. The heart of the home is a fully reimagined kitchen, taken down to the studs and expanded in 2022 to create a true gathering space. Outfitted with premium GE Café appliances, a Silgranite sink, soft-close cabinetry, granite surfaces, and stunning shiplap ceilings, this space seamlessly connects to a walk-in pantry and thoughtfully designed office (or optional 5th bedroom) with its own walk-in closet. The adjacent laundry room was also relocated and redesigned for maximum functionality.

Designed with flexibility in mind, the home features two luxurious primary suites--including a private upstairs retreat added in 2022 above the newly constructed garage. This suite is a sanctuary of its own, complete with a dedicated HVAC system, 50-gallon water heater, and the ability to be fully isolated from the rest of the home--perfect for guests, multigenerational living, or ultimate privacy.

Step outside and experience true waterfront living. The backyard is fully fenced (2025) with convenient dog door access, leading you to a beautifully maintained outdoor space complete with a resurfaced pool (2025), upgraded multi-stage pump, and saltwater system (2022). The composite dock (2021) and professionally constructed boathouse by Northwest Marine (2022) are nothing short of exceptional--featuring ECO piles, power and water, and a 12,000 lb lift, all set on deep water capable of accommodating larger vessels. This is a rare opportunity for boating enthusiasts seeking both function and durability.

Every major system in this home has been addressed with intention and longevity in mind. Highlights include:

High-impact hurricane windows (2022)
Complete HVAC replacement with insulated ductwork to current code (2022)
Additional 100-amp electrical service, new panels, and EV charging readiness in the garage (2022)
Full PEX plumbing conversion and new water main with protective sleeve (2022)
Whole-home water filtration system (2022)
R38 blown-in insulation for enhanced efficiency
4-zone irrigation system with private well
Additional recent updates include fresh carpet (2026), updated secondary bathroom fixtures (2026), regrouted shower (2026), upgraded sunroom ceiling (2025), and continued pest protection with a transferable termite bond through Arrow Exterminators.

Beyond the home itself, the location is equally compelling. Centrally positioned for easy access to Pensacola, Fort Walton Beach, and Highway 87 for quick interstate travel--this property offers both convenience and tranquility. With no HOA, a setting rich in natural beauty, and deep-water access that’s increasingly difficult to find, this is truly a standout offering along the Emerald Coast.

This is more than a home--it’s a meticulously upgraded waterfront retreat where every improvement has already been made, allowing you to simply arrive, exhale, and enjoy the lifestyle.