Résidence Unifamiliale À La Maison Blanche

A RARE FINANCING OPPORTUNITY FOR TODAY’S BUYERS! This home has an existing mortgage with approximately $335,000 remaining at an incredible 3% fixed interest rate that may be assumed by a qualified buyer. What does that mean in plain English? Instead of financing the entire purchase price at today’s mortgage rates, an approved buyer can take over approximately $335,000 of the seller’s existing mortgage at just 3% interest and finance only the remaining balance separately. For example, on a $610,000 purchase with 10% down, approximately $335,000 could remain financed at 3%, leaving approximately $214,000 to finance separately. If that additional financing were obtained at 6.5%-7%, the balance-weighted rate across the two loans would be approximately 4.4%-4.6%. And unlike a temporary builder rate incentive that may expire after the first year or two, the 3% rate on the assumed portion remains in place for the remaining term of that existing loan. This could represent a significant financing advantage for the right buyer. Buyer must qualify for the mortgage assumption, and availability, terms and any secondary financing should be verified with the applicable lenders.

4-bedroom, 3.5-bath home in Reserve at Palmers Crossing, White House, TN, with main-level primary suite. 2,553 sq ft built in 2021: gourmet kitchen with double ovens, two-tone cabinets, and walk-in pantry; spa bath with soaking tub; huge upstairs loft; three additional bedrooms, one with built-ins and Murphy bed. Covered porch, 350-sq-ft stamped patio with fire pit, landscaped grounds with greenway views. Tankless water heater, 2-car attached garage, convenient I-65 access for the Nashville commute.