Ideally situated in Belmont's Harvard Lawn neighborhood, welcome to this lovely 3 bed Colonial. With both single and double height bays, this c.1899 home combines architectural details of the past with comforts of the present. Owners have invested in smart updates for smart living, including 200 amp electrical, zoned heating and cooling, Nest thermostats, blown in & spray foam insulation, and a fantastic finished 3rd floor providing space for home office, playroom, and great potential for a master suite! Updated kitchen opens to screened porch which looks out to private fenced yard and beautiful stone wall with trellised climbing perennials. The 2nd floor offers three bedrooms, including a master bedroom w/bay window, and a tastefully updated bathroom. Lower level offers abundant amount of storage space, work bench and laundry, and walk out to separate garden storage space and back yard. This is a rare opportunity to own a move-in ready home in Belmont, for under a million!